Car Title Loans in Rancho Cucamonga

Car title Loan FAQ

What is the interest rate on title loans?

We think it is important to make sure you understand that title loans is an expensive option but still lower than some bank loans. We also wanted to warn you about some companies boasting their low interest rates only for you to find out later about the hidden fees. Those fees raise the overall cost to you and in the end you are paying more for the loan then you could ever imagine.

Some companies even go so far as to offer a low interest title loan but at the same time, set up the loan for you to make interest only payments. The end result - you never get out of that loan and they end up with so much more interest in the long term. We choose to be straight up honest and allow you to make the best decision for you.

LOANS $2600 to $4999

We charge 8% per month. There is also a document fee of $75 which is added to the loan.

LOANS $5000 on up

We charge 7.5% per month. The document fee is $75 and there is a one time administration fee of 10% (both of these are built into the loan balance)

PREPAYMENT PENALTY

None. We do not charge any fee if you elect to pay it off early.

How long do I have to pay off the title loan?

We write the loan for 2-3 years depending on the loan amount.

Where is your store?

We have over 450 broker locations in 3 states. You would be going to a local currency exchange who is a broker of ours to sign the loan agreement and get your cash. If you cannot come to a local store or if we do not have one very close to you, we will send a local notary to you.

How do you figure out how much I can borrow?

It's about your car. Here is the logic so you get it. Let's assume you want a loan for $4500 and you want to pay it back in 3 years. If your car is worth at auction right now $4500 then it wont be worth that in a few years. It will drop it's value but then again, what you owe would have dropped as well. Some cars lose their value fast while others slow.

It is a fine art to make sure your car, any make and model, has enough value in it right now and will hold some value while you are paying off the loan. Your car may be worth $8000 retail, but at auction it might be $5000 and it maybe a model that drops value fast. Don't worry about this... we will use our special software to figure it all out for you and tell you were you stand.